Group Hijra (Hijra Bank, ALAMI P2PL)

Hijra (previously known as the ALAMI Group) is a financial technology company that follows sharia principles. It was founded in 2018 by Dima Djani, Harza Sandityo, and Bembi Juniar. The company offers a range of services, including a peer-to-peer lending platform, mobile banking app, and mortgage all of which are based on sharia principles.

Hijra has a presence in 482 cities across 32 Indonesian provinces through both commercial and social initiatives.

The company's goal is to provide convenient, fair, and transparent access to sharia financing for the Muslim community and to support them on their journey to a more meaningful and impactful life.

In our company, we have organized our operations into three distinct tribes, each with its own set of responsibilities and focus areas. These tribes, namely Commercial &amp; Ecosystem play integral roles in different aspects of our business operations, catering to various stakeholders and driving our mission forward through their specialized functions.

Shared Responsibilities:

<ul>
	<li>Marketing and Relationship Management: Each tribe is responsible for marketing the company's financial offerings and fostering positive relationships with relevant stakeholders, whether they are partners, beneficiaries, vendors, or customers.</li>
</ul>

Differences:

Primary Focus:

<ul>
	<li>Commercial: Focuses on acquiring new partners and beneficiaries, exploring financing needs, and assisting with financing applications on the ALAMI Platform.</li>
	<li>Ecosystem: Concentrates on building and expanding the partner pipeline, acquiring vendor partnerships, and managing vendor financing applications.</li>
</ul>

Financial Operations:

<ul>
	<li>Commercial &amp; Ecosystem: Involved in monitoring transactions, facilitating disbursements, and collaborating with the funding team.</li>
</ul>

Risk Mitigation:

<ul>
	<li>Commercial: Works closely with the Risk Team to assess and mitigate risks associated with financing applications.</li>
	<li>Ecosystem: Collaborates with external partners like Lendable to manage risk effectively.</li>
</ul>

Despite these distinctions, all three tribes work synergistically to achieve the company's financing targets while upholding high standards of service and compliance.

SME | Commercial Financing Relationship Manager

<ul>
	<li class="text-justify">
	Analyze the creditworthiness of a new potential and existing beneficiary through 5 C analysis and any other necessary means.
	</li>
	<li class="text-justify">
	Conduct any necessary procedures to ensure the financing activities are well risk mitigated, shariah complied, and properly managed as well as documented.
	</li>
	<li class="text-justify">
	Evaluate Risk Acceptance Criteria for each product and improve periodically.
	</li>
	<li class="text-justify">
	Clearly communicate any issues or discrepancies found during the quality review for correction.
	</li>
	<li class="text-justify">
	Contribute to the continuous improvement agenda by suggesting process and procedure improvement ideas.
	</li>
</ul>

Financing Risk Analyst

Hijra Engineering is the technology backbone of Hijra, the next-generation financial institution offering financial products adhering to the Islamic principles. Hijra’s financial services are purposefully ethical, inclusive, and socially responsible. We are looking for a passionate junior SRE with 2-3 years of experience to join our engineering team and help us maintain and improve the reliability, performance, and scalability of our systems. This is an exciting opportunity for an enthusiastic individual to grow their career in a fast-paced and innovative environment.

 

Responsibilities

<ul>
	<li>Maintain, monitor, and troubleshoot the infrastructure performance and availability</li>
	<li>Deploy and maintain CI/CD pipelines across multiple environments</li>
	<li>Participate in on-call rotations to respond to system incidents and outages</li>
	<li>Collaborate with cross-functional teams to identify and address reliability and performance issues</li>
</ul>

Site Reliability Engineer

Hijra Engineering is the technology backbone of Hijra, the next-generation financial institution offering financial products adhering to the Islamic principles. Hijra’s financial services are purposefully ethical, inclusive, and socially responsible. We are looking for a passionate lead/senior core banking engineer to join our team. This is an exciting opportunity for an enthusiastic individual to grow their career in a fast-paced and innovative environment.

 

Responsibilities:

<ul>
	<li>Design and implement a robust and scalable core banking system</li>
	<li>Collaborate with cross-functional teams to ensure smooth and seamless integration with other financial systems</li>
	<li>Provide technical leadership and mentorship to the core banking team</li>
	<li>Work closely with stakeholders to understand business requirements and translate them into an effective implementation</li>
	<li>Create and maintain comprehensive technical documentation for core banking systems</li>
</ul>

Senior Core Banking Engineer

Hijra Engineering is the technology backbone of Hijra, the next-generation financial institution offering financial products adhering to the Islamic principles. Hijra’s financial services are purposefully ethical, inclusive, and socially responsible. We are looking for a data engineer who is passionate about data and has excellent analytical skills to join our engineering team. This is an exciting opportunity for an enthusiastic individual to grow their career in a fast-paced and innovative environment.

 

Responsibilities:

<ul>
	<li>Design, build, and maintain data platforms (data warehouses, dashboard/reporting platforms, etc)</li>
	<li>Design and develop data pipelines with various data sources</li>
	<li>Ensure data quality and data integrity, identify opportunities for data acquisition, analyze, and organize raw data</li>
	<li>Write and review technical documents including design and development documents</li>
	<li>Work closely with the product and engineering teams to ensure data ecosystem quality</li>
</ul>

Data Engineer

Hijra Engineering is the technology backbone of Hijra, the next-generation financial institution offering financial products adhering to the Islamic principles. Hijra’s financial services are purposefully ethical, inclusive, and socially responsible. We are looking for a passionate junior security engineer with 2-3 years of experience to join our engineering team and help us protect digital assets from cybersecurity threats. You will be an integral part of our cybersecurity defense team, responsible for identifying vulnerabilities, responding to security incidents, and implementing security measures.

 

Responsibilities

 

<ul>
	<li>Monitor and analyze our network for security threats and vulnerabilities</li>
	<li>Assist in the development and implementation of security protocols and measures, including threat modeling and risk assessment</li>
	<li>Collaborate with other team members to improve our incident response strategies</li>
	<li>Stay updated with the latest cybersecurity trends and threat intelligence sources</li>
	<li>Participate in regular security audits and compliance checks</li>
	<li>Provide support in managing security tools and technologies</li>
</ul>

Security Engineer Blue Team

Hijra Engineering is the technology backbone of Hijra, the next-generation financial institution offering financial products adhering to the Islamic principles. Hijra’s financial services are purposefully ethical, inclusive, and socially responsible. We are looking for a passionate senior software engineer to join our engineering team. This is an exciting opportunity for an enthusiastic individual to grow their career in a fast-paced and innovative environment.

 

Responsibilities:

<ul>
	<li>Design and implement high-quality features for our system</li>
	<li>Ensure code quality, maintainability, and performance</li>
	<li>Write unit tests, integration tests, and end-to-end tests</li>
	<li>Troubleshoot and resolve issues in the production system</li>
	<li>Collaborate with other stakeholders understand the requirements</li>
	<li>Provide technical leadership and mentorship</li>
	<li>Create and update technical documentation</li>
</ul>

CAREERS

Quit Riba

Join the Movement

SME | Commercial Financing Relationship Manager

Financing Risk Analyst

Site Reliability Engineer

Senior Core Banking Engineer

Data Engineer

Security Engineer Blue Team

Senior Software Engineer

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